body {
	background: #fff;
	font: 11px/18px Verdana, Helvetica, Arial, sans-serif;
	color: #000;
	margin: 0;
	padding: 0;
}

	.left { float: left; }
	.right { float: right; }
	.clearfix { overflow: hidden; width: 100%; }
	img { border: 0; }
	
	.wrapper { width: 930px; margin: 0 auto; overflow: hidden; }
	
	#top {
		border-bottom: 1px solid #cf6427;
		margin-top: 35px;
		padding-bottom: 10px;
		margin-bottom: 30px;
	}
	
	#payoff { float: left; }
	#logo { float: right; }
		
	#sidebar  {
		float: left;
		width: 187px;
		background: #cf6427;
		color: #fff;
	}
	#sidebar div.menu_top, #sidebar div.menu_bottom { 
		width: 187px; height: 12px;
		background: url(images/menu_top.jpg);
	}
	#sidebar div.menu_bottom { background: url(images/menu_bottom.jpg); }
	#sidebar div.menu_content { padding: 0 10px; }
	
	#menu ul { list-style: none; padding: 0; margin: 0; font-weight: bold; }
	#menu ul li { border-bottom: 1px solid #fff; }
	#menu ul li a { padding: 2px 3px; display: block; color: #fff; text-decoration: none;}
	#menu ul li a:hover, #menu ul li.current a { background: #ea9362; }
	
	#content  {
		width: 680px;
		float: right;
	}
	
	#footer {
		border-top: 1px solid #cf6427;
		margin-top: 30px;
		padding: 5px;
		text-align: center;
	}
	
	h1, h2 {
		margin: 5px 0;
		padding: 0;
		font-size: 20px;
		font-weight: bold;
		color: #cf6427; 
	}
	
	h2 { font-size: 16px; }
	
	a:link, a:visited {
		text-decoration: none; 
		color: #cf6427;
	}
	a:hover { text-decoration: underline; }